The impact of credit management on the performance of savings and credit cooperative organisations in Mbale district

Abstract

This research examines in depth the impact of credit management on the performance of Savings and Credit Cooperative Organizations (SACCOs) in Mbale District. The three main objectives of this research were; first, to establish the current strategies of loan delinquency management operated by SACCOs in Mbale District, Secondly, to ascertain the effectiveness of the credit management process as implemented by SACCOs in Mbale district, and thirdly to identify whether there is a relationship between credit management processes of a SACCO and its performance indicators.